Hi @resl,
Welcome here!
I guess they have a proper access to their API since it’s required to operate transfers to an account.
so do we!
not exactly. GNU Taler can provide anonymous payments thanks to an intermediary between the payer and the payee (referred as the Exchange, that delivers tokens against euros - what we call “withdrawal” - before any transaction can happen). But there is still the possibility to perform Wallet-to-Wallet, “P2P” payments in GNU Taler.
I’m not familiar with ACH protocols but GNU Taler has it’s own API as you can discover it in the docs. Maybe you can have a look at the overview of GNU Taler documentation for more details?